Terms of Service
Please read these terms carefully before using the Ebun platform
1. Acceptance of Terms
By accessing or using the Ebun platform ("Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Platform.
These Terms constitute a legally binding agreement between you and Ebun. We reserve the right to modify these Terms at any time, and your continued use of the Platform constitutes acceptance of any modifications.
2. Platform Description
Service Overview
Ebun is a transparency-first donations platform that connects donors with verified charitable organizations and projects. Our platform facilitates:
- • Secure donation processing with transparent fee structures
- • Evidence-based impact tracking and verification
- • Automated tax receipt generation and annual statements
- • Trust scoring and organization vetting
- • Real-time impact notifications and updates
Platform Fees
Ebun charges a platform fee of 5% on donations, with a minimum of $5 USD and maximum of $50 USD (converted to local currency). Platform fees are clearly displayed before donation completion and are generally not tax-deductible.
3. User Accounts
Account Creation
- • You must provide accurate and complete information when creating an account
- • You are responsible for maintaining the confidentiality of your account credentials
- • You must be at least 18 years old to create an account
- • One account per person; multiple accounts are prohibited
Account Security
- • You are responsible for all activities that occur under your account
- • Notify us immediately of any unauthorized use of your account
- • We are not liable for losses resulting from unauthorized account access
- • We may suspend or terminate accounts that violate these Terms
4. Donations & Payments
Donation Process
- • All donations are processed through secure payment gateways (Stripe, Paystack)
- • Donations are final and non-refundable once disbursed to organizations
- • Platform fees are clearly displayed and calculated before payment
- • Tax receipts are automatically generated for all successful donations
Payment Methods
- • We accept major credit cards through Stripe (global)
- • Local payment methods through Paystack (Nigeria)
- • All payments are processed securely with PCI compliance
- • We do not store payment card information on our servers
Important Notice
Donations are made directly to charitable organizations through our platform. Ebun facilitates the transaction but is not the recipient of your donation. Your donation goes to the organization you choose to support.
5. Refund Policy
Refund Eligibility
- • Full refunds are available only before funds are disbursed to organizations
- • Refunds must be requested within 48 hours of donation completion
- • Platform fees are refundable only in conjunction with donation refunds
- • Refunds are processed to the original payment method
Refund Process
- • Contact our support team to initiate a refund request
- • Provide your donation ID and reason for refund
- • Refunds are processed within 5-10 business days
- • A corrected tax receipt will be generated if applicable
No Refunds After Disbursement
Once funds have been disbursed to the receiving organization, refunds are not possible. This policy ensures that organizations can rely on committed funding for their projects.
6. User Responsibilities
Donor Responsibilities
- • Ensure you have sufficient funds for donations
- • Verify project details before donating
- • Keep donation records for tax purposes
- • Report any suspicious activity
Organization Responsibilities
- • Provide accurate project information
- • Upload evidence within 48 hours of milestones
- • Use funds for stated project purposes
- • Maintain transparency and accountability
7. Prohibited Uses
You May Not:
- • Use the platform for illegal activities or money laundering
- • Create fake accounts or impersonate others
- • Attempt to hack, disrupt, or damage the platform
- • Upload malicious content or viruses
- • Violate any applicable laws or regulations
- • Use the platform to promote hate speech or discrimination
- • Attempt to circumvent security measures
- • Engage in fraudulent or deceptive practices
8. Intellectual Property
Platform Content
The Ebun platform, including its design, functionality, and content, is protected by intellectual property laws. You may not:
- • Copy, modify, or distribute our platform content
- • Reverse engineer or attempt to extract source code
- • Use our trademarks or branding without permission
- • Create derivative works based on our platform
User Content
You retain ownership of content you upload to the platform, but grant us a license to use, display, and distribute such content in connection with the platform's operation.
9. Limitation of Liability
Disclaimer
The Ebun platform is provided "as is" without warranties of any kind. We do not guarantee:
- • Uninterrupted or error-free service
- • Accuracy of organization information
- • Success of funded projects
- • Availability of specific features
Limitation of Damages
To the maximum extent permitted by law, Ebun shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the platform, including but not limited to loss of profits, data, or business opportunities.
10. Governing Law
Jurisdiction
These Terms are governed by the laws of [Jurisdiction], without regard to conflict of law principles. Any disputes arising from these Terms or your use of the platform shall be resolved in the courts of [Jurisdiction].
Dispute Resolution
Before pursuing legal action, we encourage users to contact our support team to resolve disputes amicably. We are committed to fair and transparent resolution of any issues.
Contact Information
Questions About These Terms?
If you have any questions about these Terms of Service, please contact our legal team.
Contact Legal Team